/* ============================================================
   YOUR GLOBAL BENEFITS — Website Prototype
   Design system: Modern healthcare-tech · Navy anchor + cerulean
   ============================================================ */

/* ---------- Tokens ---------- */
:root{
  --navy:#0B2545;
  --navy-700:#13315C;
  --navy-600:#1D3B63;
  --cerulean:#1C8FD6;
  --cerulean-600:#1577B4;
  --cerulean-tint:#E8F3FB;
  --red:#D72638;
  --red-600:#B81F2E;
  --ink:#1E2B3A;
  --slate:#566677;
  --muted:#8194A6;
  --cloud:#F4F7FA;
  --line:#E4EAF0;
  --white:#FFFFFF;
  --amber:#F2A007;
  --amber-tint:#FFF7E6;
  --radius:14px;
  --radius-lg:22px;
  --shadow-sm:0 2px 10px rgba(11,37,69,.06);
  --shadow:0 14px 40px rgba(11,37,69,.10);
  --shadow-lg:0 30px 70px rgba(11,37,69,.16);
  --container:1180px;
  --font-head:'Plus Jakarta Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --font-body:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
}

/* ---------- Reset ---------- */
*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;}
body{
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--white);
  line-height:1.65;
  font-size:17px;
  -webkit-font-smoothing:antialiased;
}
img,svg{display:block;max-width:100%;}
a{color:var(--cerulean-600);text-decoration:none;}
ul{list-style:none;}

/* ---------- Typography ---------- */
h1,h2,h3,h4{font-family:var(--font-head);color:var(--navy);line-height:1.18;font-weight:800;letter-spacing:-.01em;}
h1{font-size:clamp(2.2rem,4.4vw,3.5rem);}
h2{font-size:clamp(1.85rem,3.2vw,2.6rem);}
h3{font-size:1.3rem;font-weight:700;}
h4{font-size:1.05rem;font-weight:700;}
p{margin-bottom:1rem;}
p:last-child{margin-bottom:0;}

.eyebrow{
  font-family:var(--font-head);
  font-weight:700;
  font-size:.82rem;
  letter-spacing:.13em;
  text-transform:uppercase;
  color:var(--cerulean-600);
  margin-bottom:.85rem;
  display:block;
}
.eyebrow.on-dark{color:#7FC4EC;}
.lead{font-size:1.18rem;color:var(--slate);}

/* ---------- Layout ---------- */
.container{max-width:var(--container);margin:0 auto;padding:0 28px;}
.section{padding:88px 0;}
.section-sm{padding:60px 0;}
.section-tint{background:var(--cloud);}
.section-blue{background:var(--cerulean-tint);}
.section-navy{background:var(--navy);color:#D6E2EF;}
.section-navy h1,.section-navy h2,.section-navy h3,.section-navy h4{color:#fff;}
.section-head{max-width:680px;margin:0 0 48px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.section-head p{color:var(--slate);font-size:1.1rem;}
.section-navy .section-head p{color:#AFc1d4;}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  font-family:var(--font-head);font-weight:700;font-size:.98rem;
  padding:15px 28px;border-radius:10px;border:2px solid transparent;
  cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;
  white-space:nowrap;
}
.btn:hover{transform:translateY(-2px);}
.btn-primary{background:var(--red);color:#fff;box-shadow:0 8px 22px rgba(215,38,56,.32);}
.btn-primary:hover{background:var(--red-600);}
.btn-secondary{background:transparent;color:var(--navy);border-color:var(--line);}
.btn-secondary:hover{border-color:var(--cerulean);color:var(--cerulean-600);}
.btn-ghost-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.4);}
.btn-ghost-light:hover{background:rgba(255,255,255,.1);border-color:#fff;}
.btn-sm{padding:11px 20px;font-size:.9rem;}
.btn-lg{padding:18px 34px;font-size:1.05rem;}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);
  backdrop-filter:blur(10px);border-bottom:1px solid var(--line);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:78px;}
.brand{display:flex;align-items:center;gap:11px;}
.brand-mark{height:44px;width:auto;}
.brand-text{
  font-family:var(--font-head);font-weight:800;color:var(--navy);
  font-size:1.06rem;line-height:1.05;letter-spacing:-.01em;
}
.brand-text span{display:block;color:var(--cerulean-600);font-weight:700;font-size:.72rem;letter-spacing:.04em;}
.main-nav{display:flex;align-items:center;gap:30px;}
.main-nav a{
  font-family:var(--font-head);font-weight:600;font-size:.96rem;color:var(--navy-700);
  position:relative;padding:6px 0;
}
.main-nav a:hover{color:var(--cerulean-600);}
.main-nav a.active{color:var(--cerulean-600);}
.main-nav a.active::after{
  content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--cerulean);border-radius:2px;
}
.header-cta{display:flex;align-items:center;gap:18px;}
.header-phone{
  font-family:var(--font-head);font-weight:700;color:var(--navy);font-size:1rem;white-space:nowrap;
}
.header-phone:hover{color:var(--cerulean-600);}
.nav-toggle{
  display:none;flex-direction:column;gap:5px;background:none;border:none;
  cursor:pointer;padding:8px;
}
.nav-toggle span{width:24px;height:2.5px;background:var(--navy);border-radius:2px;transition:.2s;}

/* ---------- Hero ---------- */
.hero{
  background:
    radial-gradient(900px 420px at 78% -10%,rgba(28,143,214,.34),transparent 60%),
    radial-gradient(700px 500px at 5% 110%,rgba(28,143,214,.16),transparent 55%),
    var(--navy);
  color:#D6E2EF;position:relative;overflow:hidden;
}
.hero-grid{
  display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;
  padding:84px 0 92px;
}
.hero h1{color:#fff;margin-bottom:20px;}
.hero h1 .accent{color:#5FBDEE;}
.hero-sub{font-size:1.16rem;color:#AFC4D7;margin-bottom:30px;max-width:36ch;}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:30px;}
.hero-trust{display:flex;gap:26px;flex-wrap:wrap;padding-top:26px;border-top:1px solid rgba(255,255,255,.12);}
.hero-trust div{font-size:.9rem;color:#AFC4D7;}
.hero-trust strong{display:block;font-family:var(--font-head);color:#fff;font-size:1.5rem;font-weight:800;}

/* hero panel */
.hero-panel{
  background:linear-gradient(170deg,rgba(255,255,255,.13),rgba(255,255,255,.05));
  border:1px solid rgba(255,255,255,.16);
  border-radius:var(--radius-lg);padding:30px;
  box-shadow:var(--shadow-lg);
}
.hero-panel-mark{height:64px;width:auto;margin-bottom:14px;}
.hero-panel h3{color:#fff;font-size:1.16rem;margin-bottom:5px;}
.hero-panel .panel-note{color:#9FB6CA;font-size:.86rem;margin-bottom:20px;}
.hero-panel ul{display:flex;flex-direction:column;gap:13px;}
.hero-panel li{display:flex;align-items:flex-start;gap:12px;color:#E3ECF4;font-size:.97rem;}
.hero-panel li svg{flex:none;margin-top:3px;}
.panel-foot{
  margin-top:20px;padding-top:18px;border-top:1px solid rgba(255,255,255,.13);
  font-size:.85rem;color:#9FB6CA;
}

/* ---------- Editor note ---------- */
.editor-note{
  background:var(--amber-tint);border:1px solid #F2CE7E;border-left:5px solid var(--amber);
  border-radius:12px;padding:22px 26px;margin:0 auto;
}
.editor-note .en-label{
  font-family:var(--font-head);font-weight:800;font-size:.74rem;letter-spacing:.12em;
  text-transform:uppercase;color:#9A6800;margin-bottom:10px;display:flex;align-items:center;gap:8px;
}
.editor-note h4{color:var(--navy);margin-bottom:6px;}
.editor-note p{color:#6B5526;font-size:.95rem;}
.editor-note ol{margin:10px 0 0;padding-left:20px;}
.editor-note ol li{margin-bottom:8px;color:var(--ink);font-size:.97rem;list-style:decimal;}
.editor-note .opt-live{font-weight:700;color:var(--cerulean-600);}

/* ---------- Sample marker ---------- */
.sample{position:relative;outline:2px dashed var(--amber);outline-offset:5px;border-radius:12px;}
.sample::before{
  content:"SAMPLE — replace with real content";
  position:absolute;top:-12px;left:14px;z-index:6;
  background:var(--amber);color:#3A2A00;
  font-family:var(--font-head);font-weight:800;font-size:10px;letter-spacing:.07em;
  padding:4px 9px;border-radius:5px;
}
.sample-inline{
  background:var(--amber-tint);border:1px dashed #E0B252;border-radius:8px;
  padding:2px 8px;font-size:.85em;color:#9A6800;font-weight:600;
}

/* ---------- Problem strip ---------- */
.problem{text-align:center;}
.problem .section-head{margin-left:auto;margin-right:auto;}
.problem-quote{
  font-family:var(--font-head);font-weight:700;color:var(--navy);
  font-size:clamp(1.4rem,2.6vw,2rem);line-height:1.4;max-width:880px;margin:0 auto;
}
.problem-quote .hl{color:var(--red);}

/* ---------- Pillars / cards ---------- */
.grid{display:grid;gap:26px;}
.grid-2{grid-template-columns:repeat(2,1fr);}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}

.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:30px;transition:transform .18s ease,box-shadow .18s ease,border-color .18s;
}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent;}
.card-icon{
  width:54px;height:54px;border-radius:13px;background:var(--cerulean-tint);
  display:flex;align-items:center;justify-content:center;margin-bottom:18px;
}
.card h3{margin-bottom:9px;}
.card p{color:var(--slate);font-size:.97rem;}
.card .card-link{
  display:inline-flex;align-items:center;gap:6px;margin-top:15px;
  font-family:var(--font-head);font-weight:700;font-size:.9rem;color:var(--cerulean-600);
}
.card.featured{
  background:linear-gradient(165deg,var(--navy),var(--navy-700));border-color:transparent;
}
.card.featured h3{color:#fff;}
.card.featured p{color:#AFC4D7;}
.card.featured .card-icon{background:rgba(95,189,238,.18);}
.card.featured .card-link{color:#5FBDEE;}
.card-flag{
  display:inline-block;background:var(--red);color:#fff;font-family:var(--font-head);
  font-weight:700;font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;
  padding:4px 10px;border-radius:20px;margin-bottom:14px;
}

/* ---------- Feature row ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;}
.split.narrow-left{grid-template-columns:.85fr 1.15fr;}
.media-card{
  background:linear-gradient(165deg,var(--navy),var(--navy-700));
  border-radius:var(--radius-lg);padding:40px;color:#D6E2EF;box-shadow:var(--shadow);
}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;counter-reset:step;}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px;}
.step-num{
  width:40px;height:40px;border-radius:10px;background:var(--navy);color:#fff;
  font-family:var(--font-head);font-weight:800;font-size:1.05rem;
  display:flex;align-items:center;justify-content:center;margin-bottom:16px;
}
.step h3{margin-bottom:8px;}
.step p{color:var(--slate);font-size:.96rem;}

/* ---------- Stat cards ---------- */
.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;}
.stat-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:32px;text-align:center;
}
.stat-card .stat-num{
  font-family:var(--font-head);font-weight:800;color:var(--cerulean-600);
  font-size:2.6rem;line-height:1;margin-bottom:10px;
}
.stat-card p{color:var(--slate);font-size:.95rem;}

/* ---------- Checklist ---------- */
.checklist{display:flex;flex-direction:column;gap:13px;}
.checklist li{display:flex;align-items:flex-start;gap:12px;font-size:1rem;color:var(--ink);}
.checklist li .ck{
  flex:none;width:24px;height:24px;border-radius:50%;background:var(--cerulean-tint);
  display:flex;align-items:center;justify-content:center;margin-top:2px;
}
.section-navy .checklist li{color:#D6E2EF;}
.section-navy .checklist li .ck{background:rgba(95,189,238,.18);}

/* two-column service list */
.svc-columns{columns:2;column-gap:48px;}
.svc-columns li{
  break-inside:avoid;display:flex;gap:10px;align-items:flex-start;
  padding:9px 0;border-bottom:1px solid var(--line);font-size:.97rem;
}
.svc-columns li .dot{flex:none;width:7px;height:7px;border-radius:50%;background:var(--cerulean);margin-top:9px;}

/* ---------- Founder ---------- */
.founder{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:center;}
.headshot{
  position:relative;background:linear-gradient(165deg,var(--navy-600),var(--navy));
  border-radius:var(--radius-lg);aspect-ratio:4/5;display:flex;flex-direction:column;
  align-items:center;justify-content:center;gap:14px;overflow:hidden;
}
.headshot svg{width:130px;height:130px;opacity:.55;}
.headshot .hs-label{
  font-family:var(--font-head);font-weight:700;color:#8FB0CB;font-size:.9rem;text-align:center;padding:0 20px;
}
.founder blockquote{
  font-family:var(--font-head);font-weight:700;color:var(--navy);
  font-size:clamp(1.25rem,2vw,1.6rem);line-height:1.42;margin-bottom:20px;
}
.founder .sig{font-family:var(--font-head);font-weight:800;color:var(--navy);font-size:1.05rem;}
.founder .sig span{display:block;font-weight:600;color:var(--slate);font-size:.92rem;}

/* ---------- Testimonial ---------- */
.testimonial{
  max-width:880px;margin:0 auto;text-align:center;
}
.testimonial .quote-mark{
  font-family:var(--font-head);font-size:5rem;line-height:.6;color:var(--cerulean);
  opacity:.35;margin-bottom:10px;
}
.testimonial blockquote{
  font-family:var(--font-head);font-weight:700;color:#fff;
  font-size:clamp(1.3rem,2.4vw,1.85rem);line-height:1.42;margin-bottom:24px;
}
.testimonial .attr{color:#9FB6CA;font-size:.98rem;}
.testimonial .attr strong{display:block;color:#fff;font-family:var(--font-head);font-size:1.05rem;}

/* ---------- CTA band ---------- */
.cta-band{
  background:
    radial-gradient(700px 360px at 85% 0%,rgba(28,143,214,.4),transparent 62%),
    linear-gradient(160deg,var(--navy),var(--navy-700));
  border-radius:var(--radius-lg);padding:62px 56px;text-align:center;color:#D6E2EF;
}
.cta-band h2{color:#fff;margin-bottom:12px;}
.cta-band p{max-width:560px;margin:0 auto 26px;color:#AFC4D7;font-size:1.08rem;}
.cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}

/* ---------- Page hero (interior) ---------- */
.page-hero{
  background:
    radial-gradient(700px 320px at 88% -20%,rgba(28,143,214,.32),transparent 60%),
    var(--navy);
  color:#AFC4D7;padding:66px 0 72px;
}
.page-hero h1{color:#fff;max-width:18ch;margin-bottom:16px;}
.page-hero p{max-width:60ch;font-size:1.14rem;color:#AFC4D7;}
.breadcrumb{font-size:.85rem;color:#7E96AC;margin-bottom:18px;}
.breadcrumb a{color:#7E96AC;}
.breadcrumb a:hover{color:#fff;}

/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:start;}
.form-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:38px;box-shadow:var(--shadow-sm);
}
.field{margin-bottom:18px;}
.field label{
  display:block;font-family:var(--font-head);font-weight:700;font-size:.88rem;
  color:var(--navy);margin-bottom:7px;
}
.field input,.field select,.field textarea{
  width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:9px;
  font-family:var(--font-body);font-size:.97rem;color:var(--ink);background:#fff;
  transition:border-color .15s;
}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--cerulean);
}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.form-note{font-size:.85rem;color:var(--muted);margin-top:14px;}
.info-block{margin-bottom:26px;}
.info-block h4{margin-bottom:6px;}
.info-block p,.info-block a{color:var(--slate);font-size:1rem;}
.info-icon{
  width:44px;height:44px;border-radius:11px;background:var(--cerulean-tint);
  display:flex;align-items:center;justify-content:center;margin-bottom:12px;
}
.calendly-placeholder{
  border:2px dashed var(--cerulean);border-radius:var(--radius);background:var(--cerulean-tint);
  padding:34px;text-align:center;
}
.calendly-placeholder h4{margin-bottom:6px;}
.calendly-placeholder p{color:var(--slate);font-size:.92rem;}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy);color:#9FB6CA;padding:64px 0 28px;}
.footer-grid{
  display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:40px;
  padding-bottom:42px;border-bottom:1px solid rgba(255,255,255,.1);
}
.footer-brand .fb-top{display:flex;align-items:center;gap:10px;margin-bottom:14px;}
.footer-brand .fb-top img{height:44px;width:auto;}
.footer-brand .fb-top span{
  font-family:var(--font-head);font-weight:800;color:#fff;font-size:1.05rem;line-height:1.1;
}
.footer-brand p{font-size:.93rem;color:#8FA6BC;max-width:38ch;}
.footer-col h4{color:#fff;font-size:.92rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:16px;}
.footer-col ul{display:flex;flex-direction:column;gap:10px;}
.footer-col a{color:#9FB6CA;font-size:.95rem;}
.footer-col a:hover{color:#5FBDEE;}
.footer-contact p{font-size:.93rem;margin-bottom:9px;color:#9FB6CA;}
.footer-contact a{color:#9FB6CA;}
.footer-contact a:hover{color:#5FBDEE;}
.footer-bottom{
  display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;
  padding-top:24px;font-size:.83rem;color:#7E96AC;
}
.footer-bottom .disc{max-width:60ch;}

/* ---------- Utilities ---------- */
.center{text-align:center;}
.mt-0{margin-top:0;}
.tag-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:8px;}
.tag{
  background:var(--cerulean-tint);color:var(--cerulean-600);
  font-family:var(--font-head);font-weight:600;font-size:.82rem;
  padding:6px 13px;border-radius:20px;
}

/* ---------- Responsive ---------- */
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:40px;padding:60px 0 70px;}
  .split,.founder,.contact-grid,.split.narrow-left{grid-template-columns:1fr;gap:36px;}
  .grid-4{grid-template-columns:repeat(2,1fr);}
  .grid-3,.steps,.stat-grid{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr 1fr;gap:32px;}
}
@media (max-width:860px){
  .nav-toggle{display:flex;}
  .main-nav{
    position:absolute;top:78px;left:0;right:0;background:#fff;
    flex-direction:column;align-items:flex-start;gap:0;
    border-bottom:1px solid var(--line);box-shadow:var(--shadow);
    max-height:0;overflow:hidden;transition:max-height .26s ease;
  }
  .main-nav.open{max-height:340px;}
  .main-nav a{width:100%;padding:15px 28px;border-bottom:1px solid var(--line);font-size:1rem;}
  .main-nav a.active::after{display:none;}
  .header-phone{display:none;}
  .section{padding:62px 0;}
  .cta-band{padding:44px 26px;}
  .svc-columns{columns:1;}
}
@media (max-width:560px){
  body{font-size:16px;}
  .grid-4,.grid-2{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;}
  .footer-bottom{flex-direction:column;}
  .brand-text{font-size:.95rem;}
  .container{padding:0 20px;}
  .hero-actions .btn,.cta-actions .btn{width:100%;}
}

/* white card inside navy section */
.section-navy .card{color:var(--ink);}
.section-navy .card h3,.section-navy .card h4{color:var(--navy);}
.section-navy .card p{color:var(--slate);}
.section-navy .card .checklist li{color:var(--ink);}
.section-navy .card .checklist li .ck{background:rgba(28,143,214,.12);}
.checklist li .ct{flex:1;}